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Maximizing Insurance Coverage for Multiple Rentals on ShareGrid

How to Use Short-Term, Annual, and Third-Party Insurance for Multiple Rentals

Dave avatar
Written by Dave
Updated this week

If you're planning multiple rentals or working on high-value projects, choosing the right insurance is essential. ShareGrid supports Short-Term, Annual, and third-party insurance options—each offering flexible coverage beyond a single rental.

Here’s how to make the most of your insurance coverage.

Insurance Options

Short-Term and Annual Policies (via Athos Insurance)

  • Short-Term Policies

    • Ideal for multiple projects within a set time period

    • Must cover the entire rental duration

    • Make sure your policy limits cover the combined replacement value of all rented items

  • Annual Policies

    • Best for frequent creators

    • Cost-effective for year-round rentals

    • Provides continuous coverage across multiple projects

Tip: For high-value rentals, always ensure your policy's coverage limits meet or exceed the full replacement value of the rented gear.

Multi-Rental & Multi-Project Coverage

  • Both Short-Term and Annual policies can cover:

    • Multiple rentals

    • Rentals from both ShareGrid and other sources

  • You don’t need a new policy for every rental—just ensure the coverage period and value limits apply.

Third-Party Insurance

  • Accepted on ShareGrid if coverage requirements are met

  • Great for users with custom or high-limit policies

  • Submit your Certificate of Insurance (COI) during checkout

  • One third-party policy can often cover multiple rentals, provided the coverage total is sufficient

Need Help Choosing a Policy?

For questions about insurance types or limits, contact Athos Insurance directly:

They can help you determine the best fit based on your rental frequency, project timeline, and gear value.

Related Articles:

Need Help?

If you have any non-insurance-related questions or need assistance, please don't hesitate to contact ShareGrid's support team.

Disclosure: This communication is on behalf of ShareGrid Platforms, LLC or its affiliates (“ShareGrid”). This communication is for informational purposes only and contains general information only. ShareGrid is not rendering legal, financial, accounting, business, tax, or other professional advice or services by means of this communication. This communication is not a substitute for such professional advice or services, nor should it be used as a basis for any decision or action that may affect your interests. You should consult a qualified professional advisor. ShareGrid does not assume any liability for reliance on the information provided herein.

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