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Optimizing Short-Term Insurance for Multiple Rentals on ShareGrid

A Simple Guide to Covering Multiple Rentals Under One Policy

Dave avatar
Written by Dave
Updated yesterday

Short-term insurance on ShareGrid—provided by Athos Insurance—is a flexible option that allows you to cover multiple rental items (even across non-consecutive dates) under a single policy. Here’s how to make the most of it.

How to Use Short-Term Insurance for Multiple Rentals

1. Add Items to Your Cart

  • Browse ShareGrid and add all the gear you want to rent.

2. Set Rental Dates

  • Use the rental calendar to select the pick-up and return dates for each item.

3. Calculate Total Replacement Value

  • Add up the Replacement Values listed for each item.

  • Your insurance coverage must equal or exceed this total.

4. Complete Short-Term Insurance Application

  • Go to: Profile > Settings > Insurance > Short-Term Insurance

  • Enter your rental dates and view available coverage and pricing.

  • Complete the application, making sure the coverage limit is sufficient for all items combined.

  • Confirm the policy dates fully cover your rental period (from pick-up to return).

5. Apply Insurance at Checkout

  • During checkout, select your Short-Term Insurance policy.

  • Submit your rental request.

  • Note: Payment is processed once the owner accepts the rental request. Short-term policies are non-refundable.

Please note that you cannot purchase Shot-Term Insurance without booking a rental on ShareGrid. If you want to buy Shot-Term Insurance without a rental, please do so on Athos Insurance's website.

Adding More Rentals to Your Policy

  • You can rent additional items as long as:

    • The new items are within your policy dates

    • The combined value does not exceed your coverage limit

  • A Certificate of Insurance (COI) will be automatically sent to each owner included in your rentals.

Covering Non-Consecutive Rental Dates

  • You can use one short-term policy to cover non-consecutive dates if:

    • All dates fall within the policy’s active coverage window

  • If the dates are outside your current policy, you’ll need to purchase a separate policy.

Important Notes

  • Short-term insurance premiums and fees are non-refundable

  • Questions? Contact Athos Insurance:
    (626) 716-9800
    service@athosinsurance.com

FAQ

Q: Can I combine multiple non-consecutive rental dates under one policy?
A: Yes, as long as those dates fall within the same policy period. Otherwise, separate policies are needed.

Using short-term insurance helps streamline the rental process by covering multiple rentals and dates under a single policy—saving you time and simplifying coverage.

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