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Optimizing Short-Term Insurance for Multiple Rentals on ShareGrid

A Simple Guide to Covering Multiple Rentals Under One Policy

Dave avatar
Written by Dave
Updated this week

Short-term insurance on ShareGrid—provided by Athos Insurance—is a flexible option that allows you to cover multiple rental items (even across non-consecutive dates) under a single policy. Here’s how to make the most of it.

How to Use Short-Term Insurance for Multiple Rentals

1. Add Items to Your Cart

  • Browse ShareGrid and add all the gear you want to rent.

2. Set Rental Dates

  • Use the rental calendar to select the pick-up and return dates for each item.

3. Calculate Total Replacement Value

  • Add up the Replacement Values listed for each item.

  • Your insurance coverage must equal or exceed this total.

4. Complete Short-Term Insurance Application

  • Go to: Profile > Settings > Insurance > Short-Term Insurance

  • Enter your rental dates and view available coverage and pricing.

  • Complete the application, making sure the coverage limit is sufficient for all items combined.

  • Confirm the policy dates fully cover your rental period (from pick-up to return).

5. Apply Insurance at Checkout

  • During checkout, select your Short-Term Insurance policy.

  • Submit your rental request.

  • Note: Payment is processed once the owner accepts the rental request. Short-term policies are non-refundable.

Please note that you cannot purchase Shot-Term Insurance without booking a rental on ShareGrid. If you want to buy Shot-Term Insurance without a rental, please do so on Athos Insurance's website.

Adding More Rentals to Your Policy

  • You can rent additional items as long as:

    • The new items are within your policy dates

    • The combined value does not exceed your coverage limit

  • A Certificate of Insurance (COI) will be automatically sent to each owner included in your rentals.

Covering Non-Consecutive Rental Dates

  • You can use one short-term policy to cover non-consecutive dates if:

    • All dates fall within the policy’s active coverage window

  • If the dates are outside your current policy, you’ll need to purchase a separate policy.

Important Notes

  • Short-term insurance premiums and fees are non-refundable

  • Questions? Contact Athos Insurance:
    (626) 716-9800
    service@athosinsurance.com

FAQ

Q: Can I combine multiple non-consecutive rental dates under one policy?
A: Yes, as long as those dates fall within the same policy period. Otherwise, separate policies are needed.

Using short-term insurance helps streamline the rental process by covering multiple rentals and dates under a single policy—saving you time and simplifying coverage.

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Need Help?

If you have any non-insurance-related questions or need assistance, please don't hesitate to contact ShareGrid's support team.

Disclosure: This communication is on behalf of ShareGrid Platforms, LLC or its affiliates (“ShareGrid”). This communication is for informational purposes only and contains general information only. ShareGrid is not rendering legal, financial, accounting, business, tax, or other professional advice or services by means of this communication. This communication is not a substitute for such professional advice or services, nor should it be used as a basis for any decision or action that may affect your interests. You should consult a qualified professional advisor. ShareGrid does not assume any liability for reliance on the information provided herein.

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